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Assess your own essays Flesch-Kincaid Grade Level. Is it possible to assess your own essays? Not completely of course: writing is a complex skill and Landing you probably need a teacher for a fully-informed view of what went well and medical ethics what badly. Computers are a wonderful tool, however, and Moon Landing Essay this lesson shows you one place you can get an idea of your writing skills. Graham Tesco! The general idea is that by thinking about some fairly basic ideas, you can assess if you are writing in Moon Landing, an appropriate way. These ideas are: how many sentences do you use in an essay how many words does your average sentence have how complex is your vocabulary. I should emphasise that this will only ever give you a guide to your writing skills, but it is a fact that this idea is increasingly use din mainstream education. Before you read on, you might want to try this quick test about readability and essays. Readability with Flesch-Kincaid grade level.

One thing you want to think about is making your essays #8220;readable#8221;. Was Characterized By:! One tool to do this is the Flesch-Kincaid grade level. What this does is measure how complex your language is by looking at the average number of words in a sentence and how long those words are. It then gives you a score showing how many years of schooling someone would need to read that piece of writing. Why should you aim to make your essays readable? The simple answer is that someone is going to read them: the examiner. More than that, I would suggest that there is a quite close relationship between the writing criteria of range of Moon Essay, vocabulary and coherence and medical examples cohesion with readability. If you write coherently and Essay cohesively and essay words with the correct range of Landing, vocabulary, then you should get an appropriate Flesch-Kincaid score. I explain this more below. You can find this tool in many places, but the one I suggest is: I suggest this tool because it gives you very helpful links to understanding what these scores mean in detail.. This post is somewhat simplified because as you will see below there are in underground chapter summary, fact quite a few readability tools and Moon Essay I recommend this one as it allows you to see your score for examples other tools as well.

What I have done is put one of my own essays through the tool and then done the same with an essay written by Ryan Higgins of IELTS Writing Blog Model Task 1 and 2 Responses. I chose Ryan for this simply because he writes very well and, like me, provides answers that are designed for students to model their own writing on. Essay! If you can write like Ryan, 9.0 is yours tomorrow! So do check out his site, if you haven#8217;t found it already. Reflection On Alderian Essay! Generally, the idea is that you should aim for Essay a similar score to Ryan or myself. Here#8217;s what happened: The essays I chose were randomly our most recent task 2 writings. Ryan#8217;s on education can be found here and medical examples mine on the funding of sport here. You should see that Ryan and myself get really quite similar average scores. Moon! His is slightly higher, but the essays are in the same range of readability asking you to crackers write an essay that is readable by Landing Essay someone who has finished high school and/or is in summary, the first year or two at university.

If you think about it for Moon a minute, this should make sense for academic IELTS one of the on terrorism in easy words main #8220;uses#8221; of IELTS is for university entrance. We both use around 12/3 sentences. This makes sense. There are normally going to Moon be 4 paragraphs in an IELTS essay and each paragraph should be well-developed. Note that in practice this means: you should normally write at essay on terrorism in easy words least 3 sentences per paragraph if you have a much higher sentence count for an essay of at least 250 words, then your writing is probably lacking coherence and cohesion. Again our average sentence length is very similar in this case around 20 words. Note that: this is an #8220;average#8221; figure you may well (and perhaps should) have some longer and some shorter sentences if you want to develop your ideas properly and link your writing together to improve your coherence and Essay cohesion score, then you want to examples avoid too many short sentences.

Ryan has slightly more #8220;long#8221; words here, but again we are in Moon Landing, the same range. The thing that may be #8220;surprising#8221; is that our score is so low we don#8217;t use that many long words. The one area in which Ryan and I score differently is #8220;Reading ease#8221;. My higher score shows that my essay is easier to read than Ryan#8217;s. Graham! His lower score means that his essay uses more #8220;complex#8221; language. Which of us is right?

Well, I#8217;m fairly certain that we would be both score 9.0; it#8217;s just that we get there in different ways. In itself, I think that that is an important message. Landing Essay! I am always distrustful of 1837, people who say it must be done this way or that way: writing is often a matter of Essay, personal style. I would also note: My simpler style requires you to be able to be flexible in the simpler words you use to get a good score for vocabulary: you can#8217;t keep using the same simpler words, you need to think synonyms, word families and collocations. Ryan#8217;s more complex style requires you to be very accurate in your use of vocabulary: it is no good using longer words, if you get them wrong, this is a particular danger with longer words as they often have very restricted uses they can be used only in particular ways. How to like it, share it or save it. Get more help with IELTS preparation on the main pages of my site. Keep up with me on Facebook - all the updates and even more advice there.

Or just get all my free lessons by email. 4 Responses to Assess your own essays Flesch-Kincaid Grade Level. To Canada Summary! Dominc you came with good tools, I did study and use it before, but there were some vagues about some of grades that you made it clear to me. As usual your lessons are very professional and smart. Great thanks. A grade level (based on the USA education system) is Moon Essay, equivalent to constitución the number of years of Moon Essay, education a person has had. Scores over 22 should generally be taken to mean graduate level text.

Readability Formula Grade. Flesch-Kincaid Grade Level 10.7. Gunning-Fog Score 13.6. Coleman-Liau Index 11.7. Automated Readability Index 10.6. Average Grade Level 11.4. Character Count 1,312. 1837! Syllable Count 439.

Sentence Count 14. Characters per Word 4.7. Syllables per Word 1.6. Words per Sentence 20.1. Moon Landing Essay! Hello, Dominic! Here is my result! Just wanted to share it)) Made me proud) I will be taking Academic IELTS in 3 weeks and constitución 1837 I need band 7 for my writing) I have been writing 4-5 essays a week, and Landing still feel very anxious about upcoming exam. Wish me good luck! #128578; Your blog is constitución, excellent .I have already taken ielts twice .i got overall band 7 and 7.5 but in Essay, writing i m gettind band 6 and i need 7 .it will be my 3rd attempt . i dont know what i m doing wrong .i am following your tips now . Readability Formula Grade.

Flesch-Kincaid Grade Level 10.9. Gunning-Fog Score 12.9. Coleman-Liau Index 14.5. Automated Readability Index 11.2. Reflection On Alderian Psychology Essay! Average Grade Level 11.8. Character Count 1,298. Moon Landing Essay! Syllable Count 425. Sentence Count 15. Characters per underground chapter Word 5.2. Landing! Syllables per Word 1.7. Ethics Examples! Words per Sentence 16.8. here is my score .is there any chance i ll get 7 band .how can one put essay for checking on your site .thank you for all your generous efforts.

If you post your essay in the forum in the post your writing section, I#8217;ll a quick peek to see if there is anything very obvious I can diagnose. Sadly, though I simply don#8217;t have the time to Moon Landing look at graham crackers tesco all the writing that is sent to me properly. Essay! My very best advice is to find a teacher who can work with you and was characterized by: address YOUR problems.

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Moon Landing Essay

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Problems Faced By Old Age Peoples Essays and Research Papers. The Problems of Old Age The old age is an integral part of human life. It is the . evening of life. It is Essay unavoidable, undesirable, unwelcome and Reflection on Alderian problem - ridden phase of life. But it is really interesting to Landing note that everybody wants to live a long life, but not to be old . It is ironical that however undesirable the medical old age , it is bound to come in life. A man is Moon Landing compelled to go through the pains and pleasures of this age like the on Alderian Essay other phases of life before making an exit from this mortal world. Ageing , Death , Elderly care 984 Words | 3 Pages. shameful state of affairs that there has arisen a need for old age homes in Moon Essay, modern times. Why do we need these homes? Why are we . considering our older relatives as a burden on us? Not too long ago we used to to canada chapter summary have a strong joint family system.

It was an unquestioned norm of the society to take care if of the elderly. It was considered an Landing Essay, honour and a blessing. Sadly, joint families have become relics of the past. In this nuclear age , old people are considered a liability. Time is money. And time and. Ageing , Death , Elderly care 2546 Words | 7 Pages. Old age From Wikipedia, the free encyclopedia Jump to: navigation, search Old people redirects . here. For the Khmer Rouge term, see New People . Old Woman Dozing by Nicolaes Maes (1656).

Royal Museums of Fine Arts, Brussels Old age consists of ages nearing or surpassing the average life span of human beings, and thus the end of the human life cycle. Euphemisms and terms for old people include seniors (American usage), senior citizens (British and American usage), older adults (in the social. Ageing , Aging , Death 2100 Words | 7 Pages. Growing old is a characteristic feature of all living creatures but man stands out distinctly from others in medical ethics, thinking about it. . Old age is Moon inevitable. Reflection! Every person on the earth has a dream of living a long life. Landing! It is no more a dream as it has become possible because of the advancement in the field of medical sciences. But old age is the most critical stage a person goes through. Underground Summary! It is the Landing stage where man faces problems socially, physically, mentally and even economically. In India, old age was never.

Ageing , Death , Elderly care 1158 Words | 4 Pages. The Effects of Old Age on the Body. Cramer Aging: What to expect as you get older This article is all about physical effects on the body as a person gets older. For my essay, most of behaviorism, these . Moon Essay! facts will be important to catch the attention of my reader, and Psychology Essay define the problem to Moon Landing Essay my thesis. It seems that age affects every system of the body. Underground To Canada Chapter Summary! The heart will become less efficient and must work harder.

Bones, joints and muscles will become thinner, less dense, and Moon Essay weaker. Constipation and loss of bladder control will become more common. Ageing , Aging , Death 1707 Words | 5 Pages. 1.Is old age a positive or negative for you? Growing old is a positive for me. Growing old shows . that you have over medical come life's obstacles.

It shows a sense of strength. 2.Has old age made you look at life different? It never made me look at life different but it help me understand what life means. 3.If you could had been any age your entire life, what would it be? I would be somewhere around my early 30's. Moon Landing! I still felt alive but at the same time I lived long enough to essay on terrorism in easy learn from.

Ageing , Death , Gerontology 601 Words | 3 Pages. Old Age Homes/ Day Care Centres/ Elder Residential Complexes For many older people who don't have a roof over . their heads or a place to call their own, HelpAge-supported old age homes amp; day care centres are safe havens where they can live their lives with dignity and interact with their peers. A rising trend is being noticed among the urban elderly also, who move out of Moon Landing, their homes and into essay on terrorism words, habitats especially catering to their needs, in Landing, order to spend their later years in comfort. HelpAge. Ageing , Elderly care , Geriatrics 1671 Words | 5 Pages.

Old age and underground to canada chapter retirement STUDENT NAME AND ID : ADETOUN ADEDEJI ID NO. 21215708 The essay will be focusing on . Old age and retirement as a particular stage of life course and exploring the disengagement and activity theories and psychological concept of this stage, as well as identifying the importance of social institution in relation to this life course. The age at which old age is thought to start varies in different cultures and historically. In western world old age generally. Ageing , Aging , Death 1056 Words | 2 Pages. Old Age Homes in India The dream of the people all over Moon Essay the world to live long lives is now becoming a reality . due to constitución 1837 the socio-economic development of people and Essay advancement in sciences, particularly medical sciences. Essay In Easy! In India about 7.5% of the population is above 60 years and the life expectancy is increasing gradually. Moon Landing! Old age was never a problem in chapter, India.

Old age homes were alien in concept and elder abuse was considered a Western problem . Not any more. As life expectancy has increased from. Ageing , Aging , Death 1061 Words | 3 Pages. 2 IVAN ARGUELLO PROFESSOR T. WARE English 1301 DATE @ MMMM D, Y NOVEMBER 4, 2014 Live Long Enough A beginning always has to have a finish and surely . does life. We all know that age considers; youth ventures. There's always a constant battle between the elderly and Landing Essay the youth.

It's like a never ending battle with similarities, yet have differences of their own as well. Since the day we are born brought upon this world changes start to happen. In between birth and death the body is the essay on terrorism in easy most. Ageing , Ageism , Death 608 Words | 3 Pages. ? Old Age Homes in India Q1- How many old age homes in India?

Ans- Old . Age Home refers to a multi-residence nursing home for old people , which is also known as retirement home. Each couple or person lives here in a room which is either apartment style or is a set of Landing, matching of rooms. Under one roof or in a one building old people are served with different facilities like gatherings, meals, health or sanatorium care, and recreation activities. Levels of these facilities differ from each other. . Ageing , Death , Geriatrics 1017 Words | 4 Pages. This is to focus on the problems faced by the rural muslim woman in the Kashmir Valley, their Aspirations and Way Out , so that . Essay In Easy! a bright, and Essay a prosperous future is seen as a REALITY, which then can help in containing the ongoing crisis in ethics examples, the valley to some extent. Essay! REMEMBER Woman is a backbone of Reflection Psychology, any strong society. She is a source of constant support and motivation to the entire family.

She is timid, soft and sweet and bears more pains then men. Woman are more innovative and self reliant. Health care , Health care provider , Human rights 922 Words | 6 Pages. Should Old People Be Allowed to Drive. Should Old People be allowed to Drive? The debate of Moon Essay, whether old people should be allowed to drive . is often brought up by younger drivers, the reality is that all able bodied people who are healthy should be able to drive but as old age arrives it is inevitable our health will decrease. There are many different arguments on this subject and it is a wide spoken debate amongst road users, I will concentrate on both opinions and arrive at a conclusion as to behaviorism by: whether old people should be allowed to.

Ageing , Driver's license , Gerontology 1428 Words | 4 Pages. troubles. Landing Essay! Taking heed of the suggestion from old , young becomes sophisticated in making their thoughts and hence succeed. On the other hand, . longer living has disadvantage to Reflection Psychology Essay individuals. Take health care for Moon Essay, example. When people get older and graham crackers older that parents have to deal with very seriously health funds and need to pay bills from hospital. Secondly, there has some advantage to society. Longevity will increase the competition with those young people or fresh graduates, which causes preteen should.

Ageing , Gerontology , Health 984 Words | 3 Pages. What Comes with Age What comes to mind when you think of life? Do you view life with an ever go lucky viewpoint and are you happy and . content? Are you an optimist? Or do you think life is a means to and end with nothing to Moon look forward to in easy but depression and Landing Essay sorrow. In Earnest Hemingways story A Clean Well-Lighted Place Hemmingway makes the point that when you get older there is nothing but desperation and sorrow to live for. He does this by showcasing the story between a younger and an.

Ageing , Death , Ernest Hemingway 981 Words | 3 Pages. ? PROBLEMS 0F OLD AGE SHIJO RAPHEL CONTENTS Introduction Definition . Characteristic of old age Social cause of old age problem Current statistics related to the old age problem Solution and remedial measure to solve old age problem Action taken by trainee for solving the problem Comments and graham tesco suggestion Conclusion Introduction The elderly population in India is Moon Landing Essay continuously increasing and also the graham crackers tesco problems. Ageing , Death , Elderly care 3588 Words | 24 Pages. trends show that between 1990 till 2010, the population aged 60+ years increased by 75.1 %. It is projected that the life expectancy will increase to 72 . years by 2023. WHO report (1998) projected that 5.6 % of Pakistans population was over Essay 60 years of underground to canada chapter summary, age , with a probability of doubling to 11 % by the year 2025. Moon Landing Essay! Pakistan is a socially cohesive society and elders are valued and respected.

It is ethics examples normally considered to be the responsibility of the Moon eldest son to take care of their parents. In spite of a. Ageing , Aging , Death 1766 Words | 7 Pages. Outline and Evaluate Reasons People Can Maintain a Healthy Lifestyle Into Old Age. reasons people can maintain a healthy lifestyle into old age PM 501 3T SS1 Final essay Student Name: Li . Minhui Student Number: 1006732 Group: G Tutor Name: Brain. Underground To Canada Chapter Summary! Nail Hand in: 2nd Dec, 2010 Word Count: Nowadays, with people ' living condition improving and medical science development the aged people pay more attention to the quality of life, and the young people seem to Landing think deeply about how to achieve a healthy lifestyle into old age . Some people enjoy a happy and healthy old age . Others. Disease , Epidemiology , Health 1529 Words | 5 Pages.

OLD AGE HOME INTRODUCTION Since the death of my husband, I ensured three meals of my three children by doing what not! Many . a day, I starved but finally made them established. They left the village one after another and did not turn up again - Rahela Banu I am a lady of 61 years. On Terrorism In Easy Words! I want to see the future ahead of time. My children are permanently settled in New Zealand. They will never come back. These days I feel weak.

My strength is getting reduced. Who will look after me when I will. Ageing , Death , Elderly care 1551 Words | 5 Pages. Old Age Homes and Retirement Township in Moon Essay, India Life expectancy is steadily increasing, but cities are no longer safe nor . friendly neighbors a certainty. Alternative housing for the aged is a practical lifestyle solution that developers are now ready to provide. Behaviorism! The fading joint family system in India and other innumerable factors have given rise to west-inspired phenomena of Landing, old age homes. Surprising cost of living and ethics scanty return on Moon, savings have almost pushed these senior citizens on roads. Such. Ageing , Geriatrics , Gerontology 2271 Words | 7 Pages.

The Definition of an Old Age Home. Introduction: Old age home may be defined as A retirement home is crackers a multi-residence housing facility intended for senior . citizens. It is sometimes called an old men's home or Retirement home. Landing! Old age home is the aged men's unfortunate and unexpected destination despite delivering all fortunes and expectation of their beloved son or daughter. Old age Home is the medical ethics very good success formula of today's nuclear family believer and killer results of old aged sentiments.

The young generation frankly decides. Ageing , Aging , Death 981 Words | 3 Pages. THE OLD AGE HOME Preface: In Western Country, Old aged person stay in Landing, old home is ethics examples a . common incident, but for Moon Essay, our country, it is not natural because Bangladesh is a family bonding country. People here like to stay together. But increasing with modern facilities, people now prefer to think only for themselves their old aged parents seems burden to them they try to get rid from to canada chapter summary, them. For that reason the number of Old homes are increasing day by day. Mission Vision of this. Ageing , Death , Family 2110 Words | 7 Pages. Americans Are Faced With A Huge Problem. ?Americans are faced with a huge problem of violence in Moon, the streets, these streets have become a place where old . people are beaten for their social security checks, where little women are attacked and by: raped, where teen aged thugs shoot it out for some turf to Moon Landing Essay sell their illegal drugs, and finally where small children everyday are caught in the way of bullets during drive by behaviorism was characterized, shootings.

We try to ignore the criminals in our society and how they hurt it, but we shouldnt. We should take actions to stop. Concealed carry in Moon, the United States , Crime , Criminology 1049 Words | 2 Pages. Problems faced by the sugar industry. Introduction What were the problems faced by the Sugar Industry affect the on Alderian Psychology Essay British West Indies? Labour Capital Technology . Free Trade Conclusion Bibliography Area of Research Adjustments to Emancipation Research Topic and Question Topic: Problems faced by the Sugar Industry in the British West Indies specifically Jamaica. Research Question: The problems faced by the Sugar Industry affected the British West Indies during the period of 1838-1876. In light of those problems to what extent did this.

Atlantic slave trade , British Empire , British West Indies 975 Words | 5 Pages. ? Just a few kilometres from the world famous resting place of Nobel Prize winner Mother Teresa is a sprawling complex with freshly painted blue . and white buildings. Through the years, not too many people , even in Kolkata, had given the campus much regard, treating it as just another effort by Christian missionaries to spread the good word. An elderly couple with a sister But on October 11, all of Moon Landing Essay, that changed and Teresa's Missionaries of constitución, Charity suddenly found itself relegated, almost. Ageing , Family , Gerontology 1049 Words | 3 Pages. poem Cheerios is that with old age come more wisdom, but how Americans always over Landing Essay look what has already been established for . the newest attraction.

He uses Cheerios and himself to ethics show how capitalism has taken over Americans. The poem starts off by Essay, setting us right in chilly Chicago on 1837, a bright morning. Chicago is the 3rd most populous city in the United States. He then goes on in his first stanza, I opened the Tribune only to discover / that I was the same age as Cheerios (Collins 3-4). Moon Landing Essay! The. Ageing , Gerontology , Newspaper 712 Words | 3 Pages. Discuss the behaviorism problem faced by General Motor Corporation Based on Moon Essay, Strategic management process General Motors Corporation (GM) . is a multinational automobile manufacturer founded in 1908 and headquartered in the United States. GM is the world's largest automaker as measured by graham, global industry sales and Landing Essay has been the global sales leader for the last 77 years. As of 2008, General Motors employs about essay on terrorism in easy 266,000 people around the world.

It manufactures its cars and trucks in 35 different countries and sells. Automotive industry , Chevrolet , Chevrolet Silverado 672 Words | 3 Pages. Muqadam Ali | 11476 | The possible factors and effect of negative attitude of Landing, young generation towards older people Table of Content . S no. Essay! | Title | Page No. | 1. Landing! | Acknowledgment | 1 | 2. | Executive Summary | 2 | 3. Essay On Terrorism! | Introduction | 3 | | * Definition | 3 | | * Role of Moon Essay, Older people in the society | 3 | | * Opinion of on terrorism in easy words, young generation towards older people | 4 | 4. | Methodology | 5 | 5. | Results | 6 | 6. Landing! | Discussions | 7 | 7. Constitución! | Conclusions | 7 | 8. Landing Essay! | Reference. Ageing , Aging , Elderly care 2031 Words | 7 Pages. Old Age and New England Countryside.

performances. Essay On Terrorism! The films opening images are of an old , gray-haired woman that is performing a rock song by the Clash, Should I Stay or Should . I Go? It creates an impression of senior citizens that are behaving badly. But as the film continues on, it reveals more about some of the groups individual members; their old , interesting journeys of how they became members of the Moon Landing chorus. The Young at Heart Chorus is made up of a group of was characterized by:, retirees with an average age of eighty years. The group is led by their. Ageing , Gerontology , Hypertension 1490 Words | 4 Pages. Crazyteacher THE PROBLEM OF OLD HARJO GENRE Short story - Historical Fiction Subtheme: religion SETTING: Place: This . story takes places in Indian Territory, in the USA. Before settlers landed on America's shores, Indians resided in what would become Oklahoma (okla meaning people and humma meaning red, so the state's name literally means red people ) Time: in the middle 1800s when Indians had already been relocated in the West. Historical background: Oklahoma's recorded history began. Cherokee , Five Civilized Tribes , Holy Spirit 2269 Words | 6 Pages. Lower the Drinking Age Everyone knows that it is Moon illegal to underground consume alcohol under the age of 21.

Why is Moon Landing 21 the magical . age that makes a person intelligent and mature enough to consume alcohol? Sure, some adults abuse alcohol and some teenagers would be perfectly able to drink responsibly, but why not 18 or 35 or 40? This seemingly random number, 21, is crackers associated with adulthood, as if the day a person turns 21 they know everything and are mature. The drinking age should be lowered to. Alcohol abuse , Alcoholic beverage , Alcoholism 924 Words | 3 Pages. population is above 60 years of Essay, age . Its sums up to 8 percent of the total population of India. Constitución 1837! Uttar Pradesh has the largest population of . senior citizens with 1.5 crore, followed by Maharastra with 85 Lac, West Bengal with 57 Lac and Moon Bihar with 55 Lac. More than 30% of this population is medical neglected and Landing 48% of the neglected citizens are neglected and constitución suffer at the hands of their own families. Only 15% of them registers complaints on an average.

About 90% of the Moon Landing problems faced by the senior citizens are. Ageing , Death , Family 472 Words | 2 Pages. evening. He was apparently depressed over failing in on Alderian Psychology, a paper on Moon, community medicine. --Asian American women ages 15 to 24 lead in the highest . suicide rate amongst all ethnic groups, according to Reflection the Department of Health and Human Services. (The Growing Rate of Depression, Suicide Among Asian American Students) 2) Youth Activist from USA Advocates for Landing Essay, Youth champions efforts to help young people make informed and responsible decisions about their reproductive and sexual health 3) Sex Slave Approximately. Childhood , Marriage , Slavery 773 Words | 3 Pages. Problems Faced by International Students. ? Problems Faces by International Students in the UK Every year . there are around 435,000 international students enrolled in ethics, universities around the Moon Landing Essay UK (UKCISA). Behaviorism! Studying abroad for a lot of these students is Moon Essay a privilege, however it can be a stressful experience for various reasons.

There are plenty of challenges, other than language barrier, that these students face, like major culture shock, homesickness, and behaviorism was characterized financial difficulties. Education , Homesickness , International student 867 Words | 3 Pages. and introducing the king-size Super 400. Essay! Once Epiphone launched out crackers tesco, a new product, Gibson would introduce another product to counterattack. We found that . Apple Inc also faced the same problem with Epiphone. Moon Landing! At the time Apple Inc launched out the iPhone 4S, it enjoyed to become the by: foreground of the public attention. Many people discussed about the iPhone 4S and awaited it imported into their country. However, the introduction of Moon Essay, Samsung Galaxy S3 brought a danger to crackers iPhone 4Ss sales. Essay! In order to. Apple Inc. Essay On Terrorism Words! , Gibson Guitar Corporation , Gibson Les Paul 1704 Words | 5 Pages.

Introduction General Statement There is Moon Essay a perception in society that the graham elderly are a burden because some of the elderly might not have planned and Moon Essay . Behaviorism Was Characterized! prepared for their post-retirement years and Landing old age . Reflection On Alderian Essay! Interpretation Some of the elderly may also be unhealthy, incapacitated and have a poor quality of life which means that society will now have to bear the burden of supporting them. Stakeholders However, such a stereotype that the elderly will always be a burden to society can be easily debunked. Ageing , Aging , Elderly care 797 Words | 3 Pages. The Old Age and Major Health Problems. The old age and major health problems For some reason people tend to assume that diseases and . sickness come along with old age Once your start reaching old age , you start getting weak and sick, is a perfect example of the typical stereotype for this matter. Moon Essay! This is 1837 not necessarily true. Most major health problems of old age result from pathology. Essay! Pathology is the ethics presence of disease and for the most part it lies outside of the aging process. The way a person lives his or her life while. Ageing , Aging , Coronary artery disease 561 Words | 2 Pages.

Problems Faced by International Students. Discuss three problems faced by Landing Essay, international students in the UK. Ethics Examples! Suggest and evaluate possible solutions to these . Landing Essay! problems . International students are the ones that are coming to study in constitución, a foreign country or foreign educational institutions. Andrade Snow defined the term international student applying to the UK as individual enrolled in Essay, institutions of on Alderian Psychology Essay, higher education who are on temporary student visa and are non-native English speakers. However, Bamford gives a definition which. Apprentices mobility , Education , International student 1810 Words | 6 Pages. Old People and Babies: What's the Difference?

It is ironic how two groups of people separated by 70 years, or more, can be so alike. As people age , they often . Moon Essay! take on to canada summary, the characteristics of dependent children. Their ability to care for Moon Landing, themselves diminishes dramatically to constitución the point that they resemble the helpless babies they once were. The most obvious similarity between old people and babies is that they need the care and intervention of others. They may depend upon someone for something as simple as moving from place to place. Many elderly. Ageing , Gerontology , Middle age 849 Words | 3 Pages. Allegory: Old Age and Younger Generation.

or characters. Gabriel Garcia Marquezs, A Very Old Man with Enormous Wings, gives two good examples on symbolic and allegory meanings . through the characters and their action. This story is blended with normal humanity, fantasy, and magical realism. The story can bring different meanings to readers depending on your view on Moon, life. After an essay on terrorism words, ugly storm went through Pelayos town, He found his whole yard ruined with the weathers destruction. Moon! An old man with enormous wings had fallen from the chapter summary sky, and. Ageing , Death , Elderly care 922 Words | 3 Pages. Argumentative essay on legal driving age. legal age to drive.

In the United States, most states legal age limits are set somewhere between 15 to 17 yrs old , . each state having there own licensing process often with some type of Landing, probationary period before teens can obtain a full license. Recently law makers in summary, Florida, Georgia, Delaware, Illinois, and Massachusetts have debated raising the legal driving age . Many of them agreeing that it will make roads safer for everyone. Moon Landing Essay! These law makers want to graham crackers tesco see a change in Moon Landing Essay, the legal driving age because. Chauffeur , Driver's education , Driver's license 791 Words | 4 Pages. drinking age of 21 should be lowered to the age of essay, 18. Many rights have different ages of initiation. Landing! A person . can obtain a hunting license at age 12, driver's license at in easy words age 16, vote and serve in Moon Landing Essay, the military at 18, serve in 1837, the U.S. House of Representatives at age 25 and in the U.S.

Senate at age 30, and run for President at Moon Landing age 35. At 18 years old you're considered to be an adult. You can get loans, buy a car, house, get marry, and adopt children. To live on your own legally at the age of eighteen. Alcohol , Alcohol abuse , Alcoholic beverage 1818 Words | 4 Pages. Legal Age to Drink - Should It Be Changed? Legal Age to Drink: Should it be Changed? In this day and age with more sophisticated teens and graham crackers young people . abusing alcohol, the Moon Landing issue concerning whether or not teenagers should be able to drink at a younger age is an Reflection, important topic.

In the article Perils of Prohibition Elizabeth M. Whelan argues that alcohol should be legalized at the age of eighteen instead of twenty-one. Moon! She hopes to persuade readers, parents, and educators to support her proposal for the change by successful alcohol. Alcohol , Alcohol abuse , Alcohol by volume 1409 Words | 4 Pages. Does Age Matter In Relationships? Relationships shape our lives. People can fall in love without considering nothing . at that time.

When it comes to the age , sometimes no matter for on Alderian Psychology Essay, them how old or how young the Moon Essay partners are. Even if they do not consider about the was characterized age , but society criticizes and judges easily. As long as the partners satisfy and bless each other who cares about the age except our society. Mi (2011) explains When it comes to Moon love age is just a number. Medical Ethics! Many.

Age disparity in sexual relationships , Ageing , Death 403 Words | 3 Pages. Who Should Take Care of Old People. take care of the elderly? Listen to your father, who gave you life, and Landing do not despise your mother when she is old (Proverbs . 23:22). At various stages of the human life cycle, old age is the last stage of human life where a human being turns into medical examples, an emotionally and physically weak person. This is the period of his life when he needs a lot of care; old age is Moon Landing Essay a time when every body needs love and affection from their loved ones. However, in this essay, I will put emphasis on how we. Ageing , Death , Elderly care 1046 Words | 4 Pages.

Problems Faced International Kurdish Students When Studying at University in the Uk. International Students | University Of Birmingham | The problem faced international Kurdish students when they studying at . the university in the United Kingdom | | Problems faced international Kurdish students when studying at Psychology university in the UK The United Kingdoms higher education was famous but become very famous during past decade. Huge international students everywhere in the world come to study in the UK especially postgraduates student, last 3 years Kurdish students come to. England , Iraq , Iraqi Kurdistan 984 Words | 3 Pages. Problems Faced by Teenagers in Hong Kong. Examination -teenagers are mainly secondary students and their ages are mainly 13-17. -their burdens are not only Moon Essay, their homework and 1837 . extra-curricular activities, but also their curriculum. -according to Moon Landing Essay a survey conducted by Hong Kong University , about 80% students think that they need to face a lot of challenges about on Alderian Essay their examinations . Moon Essay! -the survey also reveals that Chinese, English and mathematics are their main problems . On Alderian Psychology Essay! They think that these are very difficult to manage. -for form. Drug , High school , Hong Kong 1171 Words | 4 Pages. In many situations, people often look to Moon Essay see what others do to guide their own actions.

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Educate people you see abusing . their animals and always, always report suspicious activity to your local law enforcement or animal control. An abused animal can turn on Essay, a human in ethics examples, an instant, so children and innocent bystanders can be attacked by an animal if it feels threatened. When abused, animals are not the only ones in danger. As C.S. Lewis once said, If we cut up beasts simply because they cannot prevent. Abuse , Animal control officer , Child abuse 833 Words | 3 Pages. Problems faced by Walmart and the steps to overcome those problems Question: What Are The . Moon Landing Essay! Problems That Walmart Has Faced And What Has The Company Done To Address Them? Solution This essay discusses the recent problems faced by Walmart and the steps taken to overcome these problems . Problem faced by Walmart Walmart is a well known American market leader in the renewable energy sector.

But the company has to face a lot of on terrorism in easy words, challenges from Moon Landing, various parties who criticized Wal-Mart in essay on terrorism in easy words, various. Accusation , Corporate social responsibility , Employment 661 Words | 3 Pages. seniors. She has noticed that some senior citizens have become not just regular patrons but patrons who come for Essay, breakfast and stay on until about 3 PM. . Many of these older customers were attracted initially by essay in easy, a monthly breakfast special for Moon Landing Essay, people aged 55 and graham crackers tesco older. The meal costs $1.99, and refills of coffee are free. Every fourth Monday, between 100 and 150 seniors jam Lisas McDonalds for Moon Landing, the special offer. But now almost as many of them are coming every day turning the fast-food restaurant. Ageing , Consultative selling , Crowd 1232 Words | 4 Pages. Health Sector Elder abuse refers to the mistreatment of older people by those in a position of trust, power or responsibility for their care. Behaviorism By:! . This is a global problem that is likely to intensify in view of the increasing number of older people and the changing socio-economic and environmental conditions worldwide (Randel et al. 1999). Moon Landing Essay! Throughout the experience of HAI, access to health care has always been of major Concern to Reflection on Alderian Essay elderly. Help Age International has strongly emphasized: Access to Health services.

Abuse , Health care , Health care provider 2715 Words | 8 Pages. Ageism: Old Age and Older Citizens. Ageism- Our Older Citizens Over the course of my life I have heard many people say that ageing is an inevitable part of life that you will . just have to get use to and adjust to it. I have even heard many people say that aging is an Moon Landing, incurable disease. Not many people now-a-days have a positive attitude about aging. Many of us are obsessed with the 1837 tough that we should try to prolong out Moon Essay, lives as long as possible and that any signs of aging will only hurt us in the long run. In this paper I will. Ageing , Ageism , Aging 1659 Words | 4 Pages. IName What is your name? How should I address you? What should I call you?

Does your name have any special meaning or significance? Have you ever changed . your name? Why or why not? Do Chinese people like changing their names? Why or why not? What kind of behaviorism was characterized by:, people like changing their names? Whats their purpose in changing their names? In your culture, do women change their names when they get married? Studies Are you working or studying? Tell me something about the school or university you. Ageism , Elderly care , Gerontology 8067 Words | 32 Pages.

individual. However, there are some general guides: The law states that the Moon Essay age where a man can get married is from essay on terrorism in easy, 20, and that the . age where a woman can get married is from 18. At these age , everybody is Landing physically and spychologically old enough to give birth, to bring up and to take care of Reflection Psychology Essay, their children. Moon! Moreover, their general knowledge about life is pretty enough for underground to canada chapter summary, them to live on Moon Landing, their own. However, those are not the best ages since a couple needs a stable job to make enough money for their living. Age , Alimony , Family 1162 Words | 3 Pages.

problems faced by students while studying. over the world face a number of problems which dishearten them. Psychology Essay! It leads to sheer desperation among the student community giving rise to . student unrest. Student life has probably become more difficult than at any time before. There are so many issues they have to deal with - study, time, money, relationships, job hopes, and more. Parents previous experience and education does not always equip them in dealing with such pressures.

Many students will not admit their problems due to various reasons and this. Anxiety , Education , Extracurricular activity 1026 Words | 4 Pages. ?LITERATURE REVIEW 1. Human Resources in the Recession: Managing and Representing People at Work in Ireland; . William K Roche, Paul Teague, Anne Coughlan, Majella Fahy. The effects of the Irish recession on the manner in which people are managed at work and on how they are represented by trade unions is the subject of this study. Moon Landing! This study examines how human resource managers and unions (where they are found) have faced the challenges. First of Reflection on Alderian Psychology, all, the impact of the international financial and Landing economic. Business cycle , Human resource management , Human resources 1174 Words | 4 Pages. Age Differences o How does differences in age effect communication in the workplace? For the first time in history, there . are four generations of ethics examples, people working side by Moon, side in the workplace. Think about your place employment and the different people who work there. Ethics Examples! It is sometimes hard to get your point across to someone in a different age generation.

This especially becomes a problem in the supervisor ? employee relationship. In order to effectively communicate with your peers, you have. Age groups in Scouting and Guiding , Communication , Demographics 877 Words | 4 Pages. Save Lives by Moon Landing, Keeping the Drinking Age at 21 Listening to crackers tesco the news on television, hearing other students talk about Moon Landing it, is it really true, or . are they going to underground to canada chapter lower the drinking age to 18? This is not just a rumor but nowhere have they actually lowered the age . The debate has been talked about for the last few years. The nation has always tried different things to solve the irresponsible drinking problems . In order to try and prevent this problem America has tried a national prohibition in the.

Alcohol , Alcohol law , Alcoholic beverage 1563 Words | 5 Pages.

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The Scoop on Resume Length: How Many Pages Should Your Resume Be? by Katharine Hansen, Ph.D. Once upon a time, someone came up with a rule that resumes should not exceed one page. No one really knows who came up with the rule, but a great many job-seekers still seem to live in fear of this supposed edict. The fact is that very few rules exist today in the world of resume writing. Unbreakable rules include: You cant lie, you cant have typos/misspellings, and Landing, you cant include negative information. Just about crackers tesco, every other rule youve ever heard about resumes, however, is breakable, including rules about how many pages your resume should comprise. Rules are one thing, but trends are another. After a period that could almost be described as anything goes in terms of resume length, the pendulum in this Twitter-inspired, short-attention-span age has swung back toward shorter resumes. The norm for most resumes/CVs is one to Moon Landing Essay two pages, even for very experienced professionals, says the Findings of 2011 Global Career Brainstorming Day: Trends for the Now, the New the Next in Careers , published by the Career Thought Leaders Consortium. The publication went on to note that a survey of underground to canada chapter, HR/recruiters on LinkedIn indicated an overwhelming preference for a second page.

Even against within this climate of shorter resumes, each individual situation dictates resume length. After surveying career experts, we developed some guidelines to help you determine the right length for your resume. It should be noted that length is primarily an issue that pertains to the traditional, formatted, print version of Landing, your resume. For resumes in electronic formats that are intended to be placed directly in keyword-searchable databases, page-length is immaterial. The length of medical ethics examples, your resume doesnt matter to Moon Landing Essay an applicant tracking system, affirms Jon Ciampi, CEO of Preptel, a company that aims to help job-seekers penetrate these systems (as quoted in underground to canada chapter summary an article on Moon Essay CIO.com by Meridith Levinson). It will scan your resume regardless of whether its two pages or four. Submitting a longer (say three or four page) resume that allows you to pack in more relevant experience and keywords and phrases could increase your chances of ranking higher in the system, Ciampi says in Levinsons article. Thus, this articles guidelines apply either in constitución 1837 situations where your formatted resume is screened by human eyes without having been placed into a keyword-searchable database or after a keyword search has narrowed the Moon Essay, field of applicants. Resumes for new grads and entry-level job-seekers are often, but not always, one page. Most college career-placement centers tell students to limit their resumes to one page, notes resume writer Sharon Pierce-Williams, 75 percent of whose business is writing for the college population. Pierce-Williams observes that many career offices even require that students stick to a one-page resume. Indeed, if there is one group that should strive for essay in easy, a one-page resume, it is college students and Landing, new graduates. In many cases, these entry-level job-seekers dont have enough relevant experience to justify more than a page.

Some new grads do, however, have lots of relevant internship, summer-job, extracurricular, leadership, and sports experience that justifies a two-page resume. Pierce-Williams takes an unusual approach to behaviorism was characterized new-grad resumes. I have compelling proof that two-page resumes land job interviews for college students, Pierce-Williams says. Moon! Length depends on extra-curricular involvement and leadership. It takes a certain go-getter-type student for graham, a two-page resume. Pierce-Williams designs college-student resumes in which page one often looks like a regular resume, but page two is Essay entitled Key Leadership and Project Management or simply Key Leadership.' Pierce-Williams says she uses this page-two section to list three to four projects in which the student made a difference in an association or sorority/fraternity. If you fall into the college-student/entry-level/new-grad group and are tempted to go to two pages, just be sure that you have the relevant material to justify a second page. Once someone has been in essay on terrorism in easy words business for 10 years, particularly if they have switched jobs, I find it difficult to Moon Landing Essay keep it on one page, says coach, speaker, and behaviorism was characterized, trainer Darlene Nason. Moon Essay! I think a two-page resume is on terrorism words a good average.

In his Resume Critique Writer software, Grant Cooper of Strategic Resumes offers this view of the two-page resume: The resume has now taken the place of the initial interview, and only those with significant qualifications and strong resumes are even invited to interview. True, it does take an additional minute or less for Moon Landing Essay, an HR professional to review the second page of in easy words, a resume, but that extra minute is seen as far more helpful than scheduling a questionable candidate for a personal interview. Supplemental sheets and Landing, addenda provide a way to present additional information without adding to medical examples the length of the resume itself. Executives in particular were advised till recently that three- and four-page resumes were acceptable and even expected. Now, though, the Moon, trend is toward two-page or even one-page resumes for graham, executives that are supplemented by various addenda that can optionally be submitted with the resume. A suite of Moon Landing Essay, addenda, says Deborah Wile Dib, president of Executive Power Brand, can be a strategic way to mention presentations, awards, published works, technical skills, extensive education, and expanded success studies. Dib, who particularly uses addenda with executives, notes that such addenda allow for even greater depth without cluttering the resume. Creating various supplements and addenda enables the Psychology, job-seeker to choose which pieces to Essay send along with the resume. Constitución! He or she might instead choose not to send any addenda but to Landing Essay bring them to the interview.

Even among employers, theres no consensus on preferred resume length. While there is no consensus among employers and recruiters about resume length, some feel one page is graham crackers too short. Maureen Crawford Hentz, manager of talent acquisition, development and compliance at Osram Sylvania, Boston MA, particularly disdains abbreviated or teaser resumes that urge the recruiter, for more information, call me. Many recruiters believe that two pages is about the right length; for some, three pages is the outside limit that they will read. Landing! If the resume is behaviorism longer than two pages, it needs to be well worth it, noted Hentzs colleague at Osram Sylvania, Harlynn Goolsby. Others question executives ability to Landing Essay prioritize if their resumes are longer than two pages. Since recruiters pass candidate resumes on to client employers, they must also consider employer preferences. Medical Examples! Most of my clients profess that they are too busy to read anything lengthier thus, I deliver what they require, said Chris Dutton, director at Intelligent Recruitment Services and Owner, Intelligent IT Recruitment, Manchester, UK. Recruiter opinions about resume length have been colored in recent years by the growing practice of reading resumes on a computer screen rather than printing them. Resumes that might seem too long in print are acceptable on Moon Landing Essay screen. For many decision-makers, page length is less important than providing sufficient details. I encounter quite a few resumes that have been stripped of any detail in order to confine them to essay on terrorism in easy one or two pages, said Pam Sisson, a recruiter for Professional Personnel in Alabama. My immediate response is to Moon ask for medical ethics, a more detailed resume.

A resume thats three or four pages but actually shows the qualifications and Moon Landing, experience necessary for a position is much preferred, in my opinion, to one that has cut out all the substance to meet some passe idea of a one-page resume. John Kennedy, senior IT recruiter at Belcan agreed: Resume length is of very little importance so long as the information is accurate, verifiable, and pertinent to the position. If a candidate has 20 years of experience directly relating to the position being applied for and that experience is verifiable, it should be listed even if the resume goes four-plus pages. Given that employers screen resumes for as few as 6 seconds, a resume must quickly capture the readers interest. As long as the resume grabs the attention of the hiring manager, it is the right length, says McCown-Guard. Whatever the Reflection Essay, length of the resume, the critical factor is to make absolutely certain that your readers interest is piqued within the first half of the first page, cautions Laurie J. Smith, president of Creative Keystrokes Executive Resume Service. Of equal or greater importance [to length] is Landing Essay concise writing, short paragraphs, brief lists of bullet points, and good organizational strategies that ensure the resume can be quickly skimmed, notes the Findings of constitución, 2011 Global Career Brainstorming Day: Trends for the Now, the New the Landing, Next in on Alderian Careers . In addition, it is essential to Moon use strong merchandising and positioning strategies to bring the most relevant information to the forefront. Creating a strong impact above the fold on the top half of the first page of the graham crackers, resume has become increasingly critical for job seekers in one of the most competitive employment markets weve ever experienced. Whatever page your resume ends on, text should fill at least a third to a half of the Moon Landing, page. If the last page of your resume amounts to just a few lines of 1837, text, its best to Moon Landing Essay condense so that the preceding page becomes the last page of your resume.

Conversely, dont add superfluous text just to on Alderian Psychology fill up the last page of your resume. I never fluff up content for the sake of filling space, says Teena Rose of Resume to Referral. Moon Landing! Irrelevancies can dilute the overall effectiveness of the resume. The end of your resume, Rose notes, should offer additional value and not be perceived as leftovers. Dont sacrifice your resumes readability to make it conform to tesco arbitrary rules about resume length. Its always pitiful when we have to whip out the Landing, magnifying class to read the tiny 8- or 9-point type on the resume of a job-seeker who has gone to absurd lengths to essay in easy limit his or her resume to a certain number of pages. Dont forego readable type (we suggest no smaller than 10.5 point; 11 to 11.5 is better), comfortable margins (some resume writers say 1 inch all around; weve gone as small as .7?), space between lines, white space, and a pleasing, eye-attracting layout just to cram your resume onto Landing Essay X number of pages. Its less taxing and time-consuming to read one and to canada, a half or two well-formatted pages than one page where everythings squished together, observes one expert. Those resumes that do contain detailed information, but are literally crammed into one page, are now frowned upon, says Cooper in his Resume Critique Writer software. It is simply too difficult for a hiring director to read the tiny print and jam-packed information squeezed into a one-page stuffed resume. Companies that once insisted on one-page resumes are perfectly happy with a clearly-written, concise, and well-formatted two-page resume that is Essay easy to read, yet has the detailed information they now need. Page numbers, headers, and footers can aid continuity in a resume that is two or more pages. All resume pages beyond page one need to be numbered. Some job-seekers choose a page 2 of 3 model. If you decide to go with two or more pages, be sure to behaviorism by: include your name and Moon Landing Essay, appropriate page number at the top, suggests Ann Baehr of Best Resumes. And organize all of the information with distinct categories to Reflection make it easier for the reader to find what they are looking for at Landing Essay, a glance. Including your name close to the page number is highly desirable in case resume pages get separated from each other. Graham Crackers Tesco! However, repeating your entire letterhead from the Moon Landing Essay, first page of your resume on subsequent pages can be confusing and take up too much space.

Career-management coach Don Orlando takes a novel approach to a footer designed to entice the employer to keep reading the resume: At the bottom of to canada summary, my multi-page resumes, there is Moon Essay a [customized] footer that reads something like this: More indicators of performance General Motors can use now' Its OK for a resume section, such as your experience, to straddle two pages of your resume, but avoid splitting the description of a given job over two pages. Finish describing a job on one page, and begin detailing the next-oldest job on the following page. Final Thoughts on Job-Seeker Resume Length. One more guideline to consider is that one-page resumes are typically expected for to canada chapter summary, networking and at job fairs. If youre still torn about Essay, how long to essay on terrorism words make your resume, consider contacting a qualified resume writer for Moon Landing Essay, an expert consultation. Questions about some of the terminology used in this article? Get more information (definitions and links) on key college, career, and job-search terms by going to our Job-Seekers Glossary of Job-Hunting Terms. Katharine Hansen, Ph.D., creative director and associate publisher of Quintessential Careers, is an educator, author, and blogger who provides content for Quintessential Careers, edits QuintZine , an electronic newsletter for jobseekers, and blogs about storytelling in the job search at behaviorism, A Storied Career . Katharine, who ea ned her PhD in organizational behavior from Union Institute University, Cincinnati, OH, is Moon Landing author of Dyn mic Cover Letters for New Graduates and ethics examples, A Foot in t e Door: N tworking Your Way into the Hidden Job Market (both published by Ten Speed Press), as well as Top Notch Executive Resumes (Career Press); and with Randall S. Hansen, Ph.D., Dynamic Cover Letters , Write Your Way to a Higher GPA (Ten Speed), and The Complete Idiots Guide to Essay Study Skills (Alpha).

Visit her personal Website or reach her by chapter summary e-mail at kathy(at)quintcareers.com. Essay! Check out Dr. Hansen on on terrorism in easy words GooglePlus. Have you taken advantage of Landing Essay, all the many free resume tools, articles, samples, and more that we have in the Resume Resources section of 1837, Quintessential Careers? QUINTESSENTIAL RESUME-WRITING PARTNER. LiveCareers Resume Builder is the fastest, most efficient way to build an Essay effective resume.

Featuring hundreds of templates and professional designs for all jobs and industries, Resume Builder also includes sample phrases written by our experts, plus helpful tips and advice to make your resume stand out. Well guide you step by was characterized step through the process, so you can build an Moon Landing impressive resume that will make employers want to know more. Graham! Ready to jump-start your job search and move closer to reaching your goals? Try Resume Builder today, and learn how easy it is to create your own resume. Were so confident that youll love Resume Builder that you can try it for FREE!

Building Tools That Build Better Work Lives. Since 2005, LiveCareers team of career coaches, certified resume writers, and Essay, savvy technologists have been developing career tools that have helped over 10 million users build stronger resumes, write more persuasive cover letters, and develop better interview skills. Use our free samples, templates, and writing guides and our easy-to-use resume builder software to help land the job you want. Dr. Behaviorism Was Characterized By:! Randall S. Landing! Hansen. Dr. To Canada! Randall S. Hansen is founder of Quintessential Careers, one of the oldest and most comprehensive career development sites on the Web, as well CEO of EmpoweringSites.com. He is also founder of Essay, MyCollegeSuccessStory.com and EnhanceMyVocabulary.com. He is publisher of Quintessential Careers Press, including the Quintessential Careers electronic newsletter, QuintZine.

Dr. Hansen is also a published author, with several books, chapters in books, and hundreds of articles. Hes often quoted in constitución 1837 the media and conducts empowering workshops around the country. Moon Essay! Finally, Dr. Hansen is also an educator, having taught at the college level for constitución 1837, more than 15 years.

Visit his personal Website or reach him by Landing email at randall@quintcareers.com. Check out Dr. Hansen on GooglePlus. Katharine Hansen, Ph.D., creative director and behaviorism, associate publisher of Quintessential Careers, is an educator, author, and blogger who provides content for Quintessential Careers, edits QuintZine, an electronic newsletter for Moon, jobseekers, and blogs about storytelling in Reflection the job search at A Storied Career. Katharine, who earned her PhD in organizational behavior from Union Institute University, Cincinnati, OH, is author of Dynamic Cover Letters for Moon Landing, New Graduates and A Foot in the Door: Networking Your Way into the Hidden Job Market (both published by Ten Speed Press), as well as Top Notch Executive Resumes (Career Press); and with Randall S. Hansen, Ph.D., Dynamic Cover Letters, Write Your Way to a Higher GPA (Ten Speed), and The Complete Idiots Guide to Study Skills (Alpha).

Visit her personal Website or reach her by e-mail at kathy@quintcareers.com. Psychology! Check out Dr. Hansen on GooglePlus. I AM A CAREER CHANGER This page is your key source for all things career-change related. Youll find some great free career-change tools and resources. Changing careers can be traumatic, especially if you have been in Landing your current career for essay on terrorism in easy, a long time, but you do not have to Moon Landing Essay go through the process alone or [] Quintessential Careers: Career and Job-Hunting Blog.

Quintessential Careers: Career and Job-Hunting Blog Career and job-search news, trends, and scoops for job-seekers, compiled by the staff of Quintessential Careers.The Quintessential Careers Blog has moved!! These pages remain as an archive of ethics, our previous blog posts. Moon! Please check out the new and improved Quintessential Careers Blog for Job-Seekers and medical, Careerists. Interview Advice Job [] The Quintessential Directory of Company Career Centers. The Quintessential Directory of Company Career Centers Where job-seekers can go directly to the job/career/employment section of a specific employers Website.Because more and Moon, more companies are developing career and employment centers on constitución 1837 their corporate Websites, Quintessential Careers has developed this directory, which allows you to go straight to the career and employment section of the [] Quintessential Careers: I am a Career Coach or Counselor. The Quintessential Directory of Landing, Company Career Centers Where job-seekers can go directly to the job/career/employment section of a specific employers Website.Because more and more companies are developing career and employment centers on their corporate Websites, Quintessential Careers has developed this directory, which allows you to go straight to the career and employment section of the [] Mighty Recruiter Mighty Recruiter.

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A Blog for the Microsoft Certified Professional(MCP) By Georgeo Pulikkathara A Blog for the Microsoft Certified Professional(MCP) By Georgeo Pulikkathara. For those of Moon Landing you who dont know me, Im the new owner of the Microsoft Certified Professional Program here at underground chapter Microsoft. Im happy to announce today that were launching some very cool new benefits for Microsoft Certified Professionals community worldwide. Landing Essay? These benefits are designed to 1837, help the MCP community get the recognition, respect, and rewards that all MCPs deserve for being Microsoft Certified Professionals. Landing Essay? This is part of medical ethics what we internally at Microsoft had code named MCP 2008. Today weve launched our new Phase 1 Benefits.

MCP 2008 Phase 1 includes the following benefits below for all MCPs. As long as you have MCP ID you can login today with your windows login account at Landing Essay https://mcp.microsoft.com/mcp and essay on terrorism words begin accessing these benefits right away. Certificate Manager MCPs will be able to download their high resolution new generation Microsoft certifications in both XPS and PDF file formats. Landing Essay? While traditional welcome kits take up to 4-6 weeks for delivery worldwide, MCPs who earn the new generation of certifications will be able to essay on terrorism, download their certificates online within 72 hours of achieving their new certifications. Were going to slowly start adding other older certifications back in, but we decided to first reward the folks who are taking the Essay time to keep their certifications current and up to date. Were working to add the MCSE, MCSA, and MCSD certificates as downloadable certificates that you can download and print yourselves. Logo Manager MCPs will enjoy continued access to behaviorism by:, their logo library of Microsoft certification logos. Certification logos downloaded for use for their resumes, websites and Moon Landing business communications. Transcript Manager - Enhanced transcripts to medical ethics, match the Landing look and constitución 1837 feel of the new generation certificates, and will be made available in both XPS and PDF file formats.

Community Profiles MCPs worldwide will get to build and maintain their personal landing page on the Microsoft.com website to help drive community interaction as well as improve discoverability of the MCP worldwide community of 2.1 million members . MCPs will be able to decide who can access their community profile in Landing Essay, the online Membership Directory: worldwide public, MCP peers, or Microsoft only. I know the pages look boring and plain. Thats okay, because our MCPs are colorful and full of constitución charactersometimes theyre real characters like Trika. Member Directory search There are some truly amazing MCPs out there worldwide. In order to find other MCPs near you , the Member Directory Search will enable you to find folks such as, Wayne Anderson, who is an MCSE. Moon Essay? MCPs will be able to locate their peers worldwide within a city, state or country for purposes of professional networking, MCP mentoring, and chapter summary MCP community involvement.

Internal Knowledge Base Access Folks, this is the benefit that Im most excited about. Moon Landing Essay? Its time we started treating our MCP community as part of the underground to canada chapter summary Microsoft family and start providing you folks some important access and Moon Essay benefits. Yeah, I can almost hear you thinking, Whats the big difference? You can already search at constitución http://support.microsoft.com and find the necessary information. Well, as a certified professional, MCPs will have privileged access to the highly coveted Microsoft internal partner level knowledge base that include exclusive technical information that is Landing Essay not available to the general public. Say you got Bill and essay on terrorism Ted working in IT support for a bank. Their boss, Steve, comes in and says, hey, my scanner that used to work with Windows XP doesnt work anymore in Vista. Can you fix this? So Bill goes and searches on http://support.microsoft.com and finds out Moon Landing, that the driver isnt available, and comes back and says, Hey Steve, the 1837 driver isnt availablestupid Microsoft. Ted, whos is an Essay MCP, goes and searches the internal knowledge base at medical ethics examples https://mcp.microsoft.com/mcp and finds out that a driver was submitted, but it didnt pass certification, and it was causing the system to crash.

The Vista team has filed an open bug on the driver that their working to resolve. He also find out that the dev team is working with the Landing Essay hardware vendor on a driver that will be available in the next thirty days. It also provides other partner level information that is graham not available on the public knowledge base site. Ted comes back and tells this his manager, Steve. Moon Landing? Steve now views Ted as knowing something that others couldnt have told him. Medical? Because Ted is an MCP, he gets the inside track on important technical issues that will make him and other MCPs more valuable to their peers and employers worldwide. Benefits like the internal knowledge base access will give our MCP community the leg up in coming across more knowledgeable and competent, and providing a real value in hiring an MCP. Id like to talk to everyone more about what were doing for our MCP community. So on October 31 st , please join me, Trika Harms zum Spreckel, and Bill Wall(Director of Certification Strategy), on a Live Meeting Webcast to MCPs worldwide as we outline and discuss the Moon Essay cool new MCP benefits that are being made available to Microsoft Certified Professionals worldwide on Phase 1. Live Meeting Registration links are provided below. George, MCSE Windows NT 4/2000.

Georgeo X. Pulikkathara, MCSE | mcp community marketing manager| microsoft corporation | georgeop@microsoft.com | office: (425) 707-6912 | windows mobile: (425) 749-2878 | https://mcp.microsoft.com/mcp | blog: http://blogs.msdn.com/mcp. Thanks for the 3 R#8217;s! It is much appreciated from us certified kool-aid drinkers! On a side note, are there any plans to upgrade the Psychology Essay certification planner? Seriously, it is in need of Moon a cosmetic makeover. I know, I know. William(Bill) Wall is our man for that. He#8217;s the director of Certification Strategy here at on terrorism in easy Microsoft Learning. Moon? He#8217;s going to be on the Live Webcast on October 31st.

I recommend you attend and we should have you ask that question to Bill. George Pulikkathara over at Microsoft (the guy who owns the Reflection Microsoft Certified Professional program)#8230; Hello, this just in. new things in MCP benefits are now available online. Great! In addition to the Community. Currently I am studying for the certification for .NET (Exam 70-536).

Is stil this the Landing correct path for the best .Net certification? or should I orient my study for 2008? Can someone help me? 70-536 gives you credit towards MCTS .NET Framework 2.0. When you#8217;re saying 2008, i#8217;m assuming you mean an Reflection on Alderian MCPD for Landing, Visual Studio 2008 which includes .NET 4.0. Is that correct? After looking at the MCP Member site, yes, all the constitución 1837 new functions are what the MCP are looking for. But#8230;Just want to ask, it is possible that, when we download the transcript in the pdf format, microsoft can sign the pdf so that the employer / HR Staff will know that this is a offical transcript?? Maybe#8230;it is not required for somebody. But for those sending the resume through emails, it could be helpful, Right? #128578; sorry my poor English. The person who earned the SBSC credential for his or her firm is also a MCP. And did you know that MCP#39;s.

The person who earned the Essay SBSC credential for his or her firm is also a MCP. And did you know that MCP#39;s.

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cma resume template proven 15 STEPS to A LOAN MODIFICATION. Recommendation: Before answering any income verification questions, try to Landing, find out first if unemployment is allowed. Assume NO when preparing your numbers for modification. Note: In the on terrorism in easy words, 2 modification lessons (Making Home Affordable and Traditional), read 12 ways to show income to learn ways to augment income for Moon, modification purposes.See Updates . See Top Tips. Click PLAY once to listen to entire lesson. Video sections will play automatically in sequence. To replay a video, click on the lower LEFT BOX to bring up play list and essay click on Landing, the desired video. ***** This video lesson explains material presented below. ***** Prepare your Numbers First Before Calling Your Servicer. program (HAMP). Ask your Servicer first if your Investor is was characterized following Making Home Affordable formulas.

for eligibility and if so, click here . If you are not eligible for Making Home Affordable guidelines, attempt. to posture your numbers to meet the formulas below. Moon? Outcomes can vary widely with Conventional. ** V.A. Loans now follow VA HAMP formulas (if Servicer is utilizing) as well as the Traditional formulas. Always ask the Servicer first if the Investor is following the behaviorism was characterized by:, V A HAMP or just Traditional formulas. The following lesson gives Traditional formulas. SEE STEP #4 below for Moon Landing, formulas. ** All Loans: Servicers will consider Borrowers for a modification using the traditional formula; Do Not Panic . Know the difference between letters. If you have filed bankruptcy and you are still under jurisdiction of the court, you can review loan workout options with your Servicer, if a Consent Form from the Bankruptcy attorney is faxed directly into the Servicers bankruptcy area.

To obtain a sample Consent Form click here . Send this form to your bankruptcy attorney to prepare and ask your attorney to fax it in to the Servicers Bankruptcy Department. Find the fax number under Important Numbers 3 rd Chart Bankruptcy Numbers or ask the Servicers Bankruptcy area for the fax number . Caution: Ocwen calculates differently - see notes about Ocwen before picture of worksheet below. Traditional modifications are different from HAMP (Making Home Affordable) as they take into on terrorism words account household expenses. Click here to obtain Operation Restoration's Financial Worksheet for Traditional Guidelines (different from worksheet for Making Home Affordable). This will bring up a blank form and a sample . It is critical that you prepare your answers before you contact your Mortgage Servicer so that you will answer the financial questions correctly to meet Investor guidelines for a traditional modification. Your Servicer may require their own financial worksheet. If you see your Servicer here, click on the Servicer's name to Moon Landing Essay, obtain their required financial worksheet. See Chase, EMC, and Washington Mutual (all owned by Chase) , Saxon , RBC , American Home Mortgage , Indymac and One West (Indymac was sold to One West), Ocwen , Capital One (Capital One includes Financial Worksheet and Hardship Affidavit).

Sign and date it. Note: Ocwen worksheet is different. Essay? We are asking upper levels of Ocwen for their new formulas. 2. Do not include unemployment income (see note at top of page) as this is Landing considered temporary income. If a co-borrower has income, show the co-borrowers income. You can also add other income contributing to household.

See Ways to Show Income below. If you include unemployment income in your calculations, most likely you will be contacted by representatives from the Servicer's Collection or Foreclosure area, and most likely you will be offered a Repayment plan. Repayment plans are explained here in Information You Need : Frequently Asked Questions about 1837 Prevention Options and Loan Modifications. Always ask , if you receive a call from the Moon, Servicer, to Reflection on Alderian, what department you are speaking. The Foreclosure/Collections area is designed to collect money and to set up Repayment plans (which is usually not a feasible alternative). 3. Show Income for the most recent one (1) month/30 day period.

This does not apply to people using Profit and Loss sheets who are reporting average gross and net monthly incomes. Profit and Loss sheets are covered in Ways to Show Income below. 4. If your monthly expenses (including the mortgage(s) are more than eligible net income , consider: Lowering expenses such as Food; or, lowering or omitting expenses such as Clothes, Dues or other expenses not reported on Landing Essay, a Credit Report. Adding income of another person living in essay on terrorism, house. Asking member of family to Moon, contribute to monthly household income. Getting a part-time job, even working from home.

Getting another job, following a structured job search campaign. Graham Crackers Tesco? We will soon be presenting Proven 15 Steps to Obtaining a Job: How to Run a Successful Job Search Campaign. 2. Present all expenses in terms of monthly amounts, even if you are billed every 6 months, 3 months, etc. For example, if you pay your auto insurance every 6 months, divide the amount by 6 and Landing Essay give the result next to Reflection on Alderian Psychology, auto insurance. 3. Do not double count expenses . If a loan or other amount is Moon Landing Essay deducted from your Gross income, do not place it under Expenses. 4. Was Characterized? If you are self-employed and using a profit and loss sheet, deduct business expenses from Moon Landing Gross Income.

Do not put business expenses under Expenses on the financial worksheet. The financial worksheet is for underground to canada, personal expenses. 5. If you are not paying on Landing Essay, your credit cards or other loans, place monthly minimum amount(s) due anyway they are used in underground to canada, the calculations to determine if you meet Investor guidelines. Remember, Mortgage servicers pull credit reports to verify numbers you report on the Worksheet. (If you have filed bankruptcy which has eliminated credit card debt, then put 0 next to Moon Essay, credit cards). If you are unsure about your minimum payments, call your credit card company or ask for on terrorism in easy, a free credit report from Essay a credit bureau such as Equifax.

6. If you have other Loans, such as other mortgages, place these amounts in empty or unused spaces on the Financial Worksheet and mark Loan 1, Loan 2, etc. Report rental income in the Other Income box on the Worksheet. (Please note: Servicers only count 75% of rental income as income .) 7. Bankruptcy clients : place your Trustee amount in the expense column if the amount is not automatically taken out of your pay every month. 8. Essay On Terrorism In Easy Words? If you receive food stamps and Moon Landing Essay this covers food expenses, write Food Stamps next to Food and put 0 for monthly food expenses. Reporting Assets and Income:

2. List a realistic, conservative value for your property. Do not use the property tax assessment and do not list the mortgage balance unless this is substantiated by a professional. The following recommendation is not mandatory but is meant to help you be aware of your current market value. Graham Crackers? You may want to Moon Landing Essay, ask 1-2 Realtors who work in graham crackers, your area to give you a CMA 1 page Summary. Landing Essay? This is free and will take a Realtor just a couple of minutes. If later you decide to sell your property, this Realtor may be the one you ask to sell it. Behaviorism Was Characterized By:? If you do get the help of a Realtor, ask them not to pull records older than 6 months and to use properties similar to Landing Essay, yours (not extreme variations). Mortgage Servicers do run internal valuations so it is crackers better for you to be knowledgeable. 3. Landing? For income, do not estimate Gross and Net Income amounts!

These amounts have to be exact and verified by on Alderian Essay, documentation. 4. Remember, do not use unemployment income (see note at top of page). 5. If you have other income (listed in the Additional Other Income box), please circle all income types that apply. Recommendation: Write on documents you are using to verify income: Use As Income Verification. Essay? This will help the essay on terrorism, Servicers employee to quickly identify what you are using as supporting documents. Write Gross and Net Income numbers CLEARLY somewhere on the stubs. Write somewhere on Moon, paystub: PAID TWICE A MONTH or PAID EVERY TWO.

2. Profit and Loss Sheet. Medical Ethics Examples? Click on the desired format here to obtain a template: Template in Excel Template in PDF . Use the Profit and Loss Sheet If you are self-employed or if your income fluctuates considerably month to month and you want the servicer to use average income. (Make sure to explain this fluctuation in Moon Landing Essay, your hardship letter). If you are self employed, take total Gross and Net income during the self-employed time period (use at least 6 months and 12 months if you can) and divide by the number of Reflection Psychology months to get an average monthly amount for Moon Landing Essay, Gross and Net Income. Medical Examples? One word of Landing caution: Many investors serviced by essay, Bank of America may require a Profit and Loss sheet signed by Moon Landing Essay, a CPA, but if you develop your own and afterwards are asked to provide one by a CPA, you can then meet that requirement at that time. NOTE: If you show that your NET INCOME is medical examples what you receive AFTER business expenses ( suggestion: leave out income taxes in Moon, profit and loss sheet ), Servicers will most often consider NET INCOME from your Profit and underground chapter Loss Sheet as GROSS INCOME and then they will divide this GROSS INCOME by 1.25 to get NET INCOME (figuring taxes) . P resent the Profit and Loss Sheet with your numbers but remember to present your Gross Income and Net Income numbers on the Worksheet based on Moon Essay, the way the Servicers are calculating Gross and Net explained above. 3. Direct deposits. Use the page or pages from the most recent bank statement and circle the graham crackers tesco, deposits . Click here for Landing, an example . Use this way only as an alternative if you do not have pay stubs. Remember to write Use as Income Verification somewhere on the page. This does not replace the requirement to graham, submit full bank statements.

This is Moon Landing only to verify income. 4. Pension/Benefits Statement showing the monthly pay to you or a contributing member to household. Click here for example pension statements. To obtain one: Call the number listed on any correspondence from the benefits provider and request a copy of the statement. The benefits provider is also listed on essay, checks. Some providers will fax letters and others will mail them. 7. Child support agreement. If you receive court ordered child support, you will be required to provide the court document or agreement.

8. Alimony agreement. Landing? If you receive alimony, you will be required to provide a document verifying alimony, such as a divorce settlement. 9. DFACS agreement. If you receive income from DFACS for a dependent, then a document verifying this fact will be required. 10. Rental Agreement. Medical Ethics Examples? Click on Moon Landing Essay, the desired format here to obtain a template: Template in constitución 1837, Word Template in PDF . Use a rental agreement if you rent a room or property to another party. Essay? Please note : Some Servicers -- such as Saxon -- require a rental agreement, even from a family member.living or contributing to household.

Most of the time, however, income verification from on Alderian a contributing household member will suffice. You can either ask the Servicer up front or provide documentation and learn it later when you ask (per our scripts) if there is any documentation missing. 11. A notarized Letter from another person contributing to household. Moon Landing Essay? If you use this method, proof of Reflection income (most recent 1 month) from the Landing, person contributing to essay in easy, household is also required.

Click here for examples: Example in Word. Essay? Example in PDF. 12 : Unemployment benefits letter (that shows you will be receiving at least 9 months of unemployment). Note: As of 2/10/11, Wells Fargo executive area reports that very few investors accept unemployment now. See notes at the top of the page.

1. If you are using several income sources or several deposits during the most recent month, it is best to use an income summary. Click here for examples: Example in examples, Word . Example in PDF . Moon Essay? All borrowers are to sign, print, and date this page. 2. Cash received for services must be verified! Before spending cash, deposit cash immediately into a bank account so that deposits may be verified from bank statements. Then withdraw the Psychology, amount needed. 1. Ask for a Partial Payment Forebearance. Click here for an example. This is a temporary solution which is generally offered for temporary financial losses associated with illness (which resulted in time off work and Landing medical bills), death in graham crackers, the family (resulting in time off work and Landing funeral expenses), and temporary cut in pay (necessitating a mandatory leave of absence for medical examples, instance). Depending on the Servicer, the Borrower may be able to use reduction in income or loss of income, but that varies by Essay, Servicer. A Partial Payment forebearance allows lower payments (sometimes one-half the current payment) for a limited time but Borrower must meet the guidelines of -- and request -- a Loan Modification at Psychology, the end of the Forebearance period.

2. If you are not at Landing Essay, immediate risk of foreclosure, you may be able to wait until you are able to meet the guidelines and then apply. Also remember guidelines can change. Wait 30 days and ask the same question : Is the Investor evaluating under the constitución, Making Home Affordable program or under conventional guidelines? Look under the subject Do Not Panic on the website for samples of letters from Servicers and Moon Essay foreclosure attorneys so that you will understand the differences. Also know the laws in your state regarding notice of foreclosure. If the answer is YES : You most likely will receive a Loan Modification or an initial trial agreement. If the answer is NO : Do you require Job Assistance, including resume writing and Job Counseling? If YES : Please consult the page entitled Job Assistance.

As of this writing, Operation Restoration is in the process of developing Proven 15 Steps to Obtaining a Job: How to was characterized, Run a Successful Job Search Campaign. Please check the website soon for this information. Borrowers : Have you decided to sell your house or do you have questions about the documentation and process of selling (even if it is valued under the mortgage balance)? If there is a space provided for Moon Landing Essay, a narrative, write See Hardship Letter Attached. STEP #8: Collect two (2) months most recent bank statements ALL accounts, ALL pages. (Note: Wachovia requires 3 months at this time). We recommend that you send literally 2 months of bank statements, not 60 days of transactional detail because they are looking for 2 months.

If you do not have paper statements available, you can usually go online, choose VIEW PAPER STATEMENTS, and retrieve an actual bank statement. Medical Examples? If you have a business account and are reporting income as a self-employed person, also send two (2) months most recent business bank statements (only if you have a business account). Moon Landing Essay? If the negotiator needs more later, you can send more at that time. Note: The required number of tax returns (one or two most recent years) varies. Be prepared to send most recent two years, especially if you are self-employed or providing rental agreements. STEP #11: Fill out the Psychology, IRS tax form 4506T.

Get 4506-T form . This form allows the Servicer to pull tax records to verify information you present to them. Fill this form out per our instructions on Essay, the website. Please make sure to on terrorism in easy words, sign and date the form. An incomplete form can result in the Servicer not working your file . Follow these instructions to fill out the form: 1b. Give social security number. 2 a and b. Moon Landing Essay? Give 2nd person's Name and behaviorism was characterized by: Social Security number (if applicable). 3. Print your current name(s) and complete address. 4. Print previous address shown on Moon, tax return if different from #3.

6. Your most likely answer will be 1040. 6a. Behaviorism Was Characterized By:? You will most like cross this box and not b or c. 7. Cross this box ONLY IF you did not file last year. 9. Fill in 12/31/2009 and Moon Landing 12/31/2008 in areas provided (or 2 years most recently filed) Sign, date, and give telephone number. If the answer is essay on terrorism in easy words YES : fax your Financial Worksheet to the number listed under Contact Us . We will email you the suggestions, or call you directly.

Please do not send other documents to Operation Restoration. Before you fax your documents, if you want us to verbally review the Moon Landing, packages contents, please call or email some alternative times. Ethics? Make sure you have your fax cover sheet filled out and supporting documents behind it. Remember, write loan numbers on Essay, ALL documents and pages before you send them to to canada chapter summary, your Mortgage Servicer. This is Moon Landing Essay extremely important: If you have previously given your Servicer information about was characterized by: yourself or household, and it was incorrect, OR you want to ensure your Servicer is making a decision based on correct material, Call your Servicer to CLOSE OUT / BACK OUT any previous information.

Otherwise your new material may not be uploaded correctly or may not be uploaded at Landing, all. Homeowner's Association bill or proof of constitución payment. Rental agreement (see above under Ways to Show Income) Profit and Loss sheet (for borrowers who are self-employed or who variations in. income). See Ways to Show Income. For school loans that have been deferred: proof of deferment. (Sometimes credit. reports do not indicate deferment and documentation is Moon necessary for proof.) Use one fax cover per ethics Loan.

If your Mortgage Servicer is handling both of your loans, remember they are treated separately. Know the loan types for both loans and Fax paperwork for Landing, each loan separately. Follow the check list on on Alderian Psychology Essay, the cover sheet and place everything in order. Change your cover sheet, as needed to reflect your personal items, for example - income from 2 sources, or a profit and loss sheet. Click here for Important Numbers . Look under the appropriate chart for Landing Essay, your Servicer's phone and fax numbers. Numbers are always being added or changed according to what we learn. We always recommend that you call the number found in the third column and verify the numbers before sending documents. Do not send the hardship documents to the Fax number for Reflection on Alderian Essay, Letters of Moon Essay Authorization.

Instead fax documentation to the number located under the 2nd column next to the name of of your Servicer. Reflection? We recommend that you call the Moon, Servicer first and verify the number before sending. Servicers phone numbers are listed in ethics examples, column 3. Customize fax cover as needed. FAX COVER for IMMINENT DEFAULT Click on one : Word format PDF format. SCRIPT TO DETERMINE PAPERWORK WAS RECEIVED - Call every day until documents are confirmed received. Note: Use this script 72 hours after faxing (to give Servicer time to upload). IMPORTANT: Your Servicer may ask you to read your financials when you call in . Be prepared! Have your financial worksheet available when you call and make sure you stay on the phone until they have recorded everything correctly. Don't rush, even if you have to review 2-3 times . ______ time.

I am calling to Moon Essay, see if they were received. (If yes ): Are there any documents missing? Note: ask this every time as. documents do get lost or additional verification may be needed. (Make sure the Servicer checks the system). Is there a status on my account? (If no ): If I give you the behaviorism by:, fax information, will you be able to find the Moon Landing, documents? (If yes ): give the date and time of the fax, and fax numbers to and from. (If no ): I will call back. Thank you.

IMPORTANT: Re-verify your financials with your Servicer each time you call in Reflection Essay, . (Always make sure the Servicer's system reflects the numbers you reported so that your case will be analyzed based on correct information). Be prepared! Have your financial worksheet available when you call. ______ time. Moon Landing? They were received ________ date (give date you learned).

Are there any documents missing? Note: ask this every time as documents do. get lost or additional verification may be needed. Behaviorism Was Characterized By:? (Make sure the Servicer. checks the system). I am calling to check status.

I s there a negotiator assigned? (If yes ): May I have the Moon Landing Essay, name, phone number and email address of crackers negotiator? Note: if they do not give this out: Ask if you can have the name, and. email the negotiator to call you. SURVIVALTIP: If you believe you have a foreclosure date in the system, ASK them to look it up. If you do, do not panic . When your documents are sent to the Servicer, they will continue to push the foreclosure date FORWARD in their system to give themselves time to work the file, or they will take the date OUT. Make sure to call the Servicer , starting three (3) days before the foreclosure date, to verify that the foreclosure date has been moved or stopped. CRITICAL: THEN call the ATTORNEY and Essay make sure the attorney has been notified.

SCRIPT TO USE AFTER A NEGOTIATOR HAS BEEN ASSIGNED. Call once a week until you receive an agreement. Note: Call the Negotiator if you have his/her name and tesco direct contact information. Otherwise, call the Loss Mitigation area. ______ time. Moon Essay? They were received ________ date (give date you learned). I am calling to check status. Are there any documents missing? Note: ask this every time as documents do. get lost or additional verification may be needed. Behaviorism Was Characterized By:? (Make sure the Landing Essay, Servicer. checks the system).

V. A. Reflection On Alderian Psychology? Loans. Essay? Expect your Servicer to graham tesco, offer a fixed rate for Essay, 30 years. The VA HAMP Making Home Affordable program is supposed to follow the U.S. Treasury HAMP but the to canada, loans are in investment pools with guarantees. Moon Landing? This is being clarified with the V.A. as to on Alderian, Servicer implementation. Conventional loans. (This is the area of most variation). Some investment pool guidelines follow the formulas of HAMP in other words, the Servicer (following the investor guidelines) will attempt to Moon, bring the mortgage payment down to 31% of a Borrowers Gross income but the interest rate offered to do so may or may not go as low as 2% to so. Some investment pool guidelines literally follow the formulas and behaviorism agreement structure of the Treasury HAMP for Fannie and Freddie loans.

However, remember that conventional loans are in pools with guaranteed returns . Market interest rates are commonly offered. Moon Landing Essay? It is at Reflection on Alderian Psychology, the discretion of the investor who owns your loan whether they will allow modifications at all, or allow an Landing offer of 40 years, or allow a deferred principal balance reduction to make the examples, payment more affordable. 2) Special Forebearance Agreement (Trial) - See example . This is a trial prior to the Servicer giving a permanent Modification. This requires that you follow the payment arrangements throughout the Trial. Essay? Then you are expected to REQUEST A MODIFICATION one (1) month prior to the end of the Trial by sending in documentation (according to the steps above). - Anne Batte , Executive Director. Thank you for contacting Operation Restoration. Please fill in the information below if you need clarification on material or guidance on strategy. We will contact you shortly.

Notes: (1) While the constitución 1837, information provided on the website is free to use (if it helps you in any way, please remember to donate), we are transitioning into Moon Landing Essay a donation-based personalized assistance operation. As you know this arena is medical ethics examples very specialized. This mission has spent extensive hours over the past 6 years to remain ahead of the Moon, curve. (2) Remember, your participation and team work are necessary as ongoing in-depth research is necessary to underground to canada chapter summary, achieve leverage. Education empowers people to survive and succeed. We look forward to speaking with you.

Sincerely, Anne Batte Executive Director. Portions Copyright 2017 Pipeline ROI, inc. All rate, payment, and area information are estimates and Moon approximations only.